Terms of Service
Draft last updated June 17, 2026 · Posted July 4, 2026
These Terms govern your use of https://marsadmarkets.com and the Marsad service (the “Service”) operated by Marsad Markets (“we”, “us”). By creating an account you agree to these Terms, our Privacy Policy and our Disclaimer, each incorporated here by reference.
1. What the Service is (and is not)
The Service is a research and educational tool that screens publicly available market data with quantitative strategies and presents illustrative, model-based analysis. The same outputs are shown to every user on the same inputs — the Service is impersonal and is not tailored to your individual circumstances.
The Service is not a broker-dealer, does not execute trades, does not hold customer funds or securities, and does not provide personalized investment, legal, tax, or accounting advice. Nothing in the Service is an offer or solicitation to buy or sell any security. See the Disclaimer for the full risk and no-advice notice.
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The precise regulatory characterization of the Service (including investment-adviser status under federal and state law, and the scope of the publisher’s exclusion as applied to the “trade plan” feature) is a legal determination for counsel. These Terms intentionally do not assert a settled “not an investment adviser” conclusion; they describe the Service as impersonal research/education pending that review.2. Where the Service is available
The Service is offered free and is available internationally. We make no representation that the content is appropriate or lawful in every location. If you access the Service, you do so on your own initiative and are responsible for compliance with the laws that apply to you. How we handle your personal data, including for users in the EEA and the UK, is described in the Privacy Policy.
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A global launch can trigger non-privacy regional obligations — for example, financial-promotion and consumer-protection rules (e.g. UK FCA financial-promotion regime, EU consumer/distance-selling rules) — even for a free research tool. Counsel should review per-region exposure (separate from the investment-adviser question, decision #2) before actively marketing into a given market.3. Eligibility & accounts
- You must be at least 18 years old and able to form a binding contract.
- You are responsible for the accuracy of your registration details, for safeguarding your password, and for all activity under your account.
- Notify us promptly via support@marsadmarkets.com of any unauthorized use.
4. Acceptable use
You agree not to:
- use the Service for unlawful purposes or in violation of these Terms;
- scrape, harvest, resell, or redistribute the Service’s data or outputs except as expressly permitted;
- attempt to disrupt, overload, reverse-engineer, or gain unauthorized access to the Service or its infrastructure;
- present the Service’s impersonal outputs to third parties as personalized advice.
5. Intellectual property
The Service, its software, design, and original content are owned by Marsad Markets and its licensors and are protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your own personal, non-commercial research. Market data and third-party content remain the property of their respective owners.
6. Third-party data — no warranty
The Service relies on third-party and public data sources (for example, market-data and filing providers). Such data may be delayed, incomplete, or inaccurate. We do not warrant the accuracy, completeness, timeliness, or fitness of any data or output, and we are not responsible for third-party data or services.
7. "As is"; availability
The Service is provided “as is” and “as available”, without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We do not warrant that the Service will be uninterrupted, error-free, or continuously available — it may rely on free-tier infrastructure subject to downtime, rate limits, and maintenance, and we may modify or discontinue features at any time.
8. Limitation of liability & indemnification
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The limitation-of-liability and indemnification clauses must be drafted by counsel against the chosen governing law [JURISDICTION] and the consumer context — including any non-waivable consumer carve-outs and the required conspicuous formatting. These enforceability-sensitive provisions are not auto-generated here.9. Dispute resolution — arbitration & class-action waiver
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Any binding-arbitration agreement and class-action waiver must be drafted by counsel against the chosen [JURISDICTION]/forum, including the opt-out mechanism, mass-arbitration handling, severability, and the conspicuous notice/assent required for enforceability. These are not auto-generated here. Absent a finalized arbitration agreement, disputes are governed by the courts identified under “Governing law” below.10. No reliance; assumption of risk
You acknowledge the Service’s outputs are impersonal research, not recommendations, and that you alone are responsible for your investment decisions and their outcomes. Trading and investing involve substantial risk, including loss of principal. You assume all risk of acting on any information from the Service.
(Note: contractual no-reliance and risk-assumption terms do not purport to waive any non-waivable rights you may have under applicable securities or consumer-protection law.)
11. Payments & refunds
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Deferred. Paid plans, billing, and refund terms will be added when payments launch and will be governed by the future Merchant-of-Record’s terms. No paid features are offered under these draft Terms yet.12. Changes to these Terms
We may update these Terms, the Privacy Policy, and the Disclaimer from time to time. For material changes, we will provide notice and re-prompt you to affirmatively accept the updated documents before you continue using the Service — a revised “last updated” date alone is not relied upon as your acceptance. Each accepted version is recorded with a timestamp; continued use after a required re-acceptance is conditioned on that acceptance.
13. Miscellaneous
- Incorporation by reference: the Privacy Policy and Disclaimer are part of these Terms.
- Severability: if any provision is held unenforceable, it is modified to the minimum extent necessary and the remaining provisions stay in full effect.
- Entire agreement: these documents are the entire agreement between you and us regarding the Service and supersede any prior understandings.
- No waiver: our failure to enforce a provision is not a waiver of it.
- Assignment: you may not assign or transfer these Terms without our prior written consent; we may assign them to an affiliate or in connection with a merger, acquisition, or sale of assets. These Terms bind permitted successors and assigns.
- Force majeure: we are not liable for any delay or failure to perform caused by events beyond our reasonable control (including outages, denial-of-service, infrastructure or third-party-provider failures, natural events, or governmental action).
- Notices: we may provide notices to you by email or by posting in the Service; you may contact us at the email below. Notices are effective when sent or posted.
- Relationship: nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between you and us.
14. Governing law & contact
These Terms are governed by the laws of [JURISDICTION] (to be finalized with counsel). Questions about these Terms: support@marsadmarkets.com.